You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.
Here are four ways to keep your credit score in the green
Here's how to get out of this situation without hurting your CIBIL score.
and three times when you should actually use them
We hope this information can help you save and trigger more money saving ideas in your mind.
There are other charges too that you need to budget for
Here are the many pros and some cons of going for such an arrangement
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
Because a settled account will do more damage to your credit history than you can imagine.
One might wonder what's wrong if one were to get the best of both worlds by buying one product. There are basically two problems... cautions Rajiv Raj
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
After two surprising, successive rate cuts in January and February 2015, RBI governor Raghuram Rajan decided not to reduce them further in his first policy announcement in the new financial year. Is he playing spoilsport for consumers of homes and cars?
If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!
Here's how you can reward yourself for having a good CIBIL score.
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.
Make your 'dream-home' dream come true
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.
Here's the formula and it is not too difficult to implement.
Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.
Here's a dummy's guide to the home loan fee maze
Lenders get a clear idea about your financial health, risk profile and personality trait
How should you, as a consumer, be prepared for a rate cut, if any? Read on to find out more.
If you have plans to buy a new home in 2015, there's good news for you
Let's take you on a fun journey on kites and Sankranti traditions and guess what? You can learn a thing or two about financial planning from it as well.
If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.
In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
If you are a compulsive credit card user and are at a loss about how to regulate your credit card spend, here is help at hand!
India's five leading wilful defaulters are Winsome Diamonds & Jewellery Ltd and associate Forever Precious Jewellery & Diamonds, Zoom Developers, Kingfisher Airlines, Beta Naphthol and Raza Textiles
Let's see how you can use the approach of superheroes to manage money better
Do you know what is 'credit repair'? And how to go about it?
Your credit score is more than just a number. Here's how you can read and understand its importance.
